

What is InstaPaid?
InstaPaid is a platform that allows employees to instantly access their earned wages when they want to. We are a benefits solution and exist to change the way employees get paid.

Instant pay out-of earned wages
Anytime and anywhere. Providing financial freedom and saved bank interest

See earned wages grow in real time
The app updates the available balance daily as employees end their shifts. Provides a feeling of progress and accomplishment

Fully and easily integrated
To internal payroll system & with your bank. Secure, simple & GDPR-compliant. With full auditability, reporting and segregation of duties

Free for employees
InstaPaid is free of charge for employees using our platform
Why now?
Global instability in the digital age has driven a completely new shift in employee demands. Financial stress is real and the number of people living pay check to pay check is higher than ever giving no or limited flexibility to unforeseen expenses.
Employers need to rethink how to address these pain points to support the well being of their workforce, stay competitive and improve retention and reduce loss of productivity.
Gen Z workers require flexible salary
Staff turnover due to financial stress
Struggle to meet expense because due date was before pay
Lost in productivity due to financial stress
SOURCES: JP MORGAN (2022), EY (2020), PWC (2022), HBR (2022), ADP (2022)
Our mission
We want to revolutionalize how employees get paid

Help companies increase employee value proposition

Give instant access to earned wages and reduce financial stress

Remove the need for expensive payday loans and overdraft fees
Value proposition


Feeling of accomplishment
Feeling of accomplishment after each completed shift

Money saving
From eliminated overdraft interest payments

Employer appreciation
Incentivize taking more shifts leading to higher utilization of trained workforce

Increased financial security
Increased financial security and earned income

Stronger employee value proposition
Leads to better talent attraction and position your company as a modern, relevant workplace for younger generations

Higher workforce utilization
Incentivize taking more shifts leading to higher utilization of trained workforce

New instruments to drive ideal behavior
Ability to use spot bonuses, rewards and gamification to drive ideal behaviour

Increased perceived value of wages
Leading to higher job satisfaction & retention

How it works


Emma checks her InstaPaid app. Her earned wage balance is
€ 1,000 earned, but not yet paid out.

Emma needs to pay her electricity bill but wants to avoid
an expensive overdraft

Emma requests a € 200 instant payout
via the InstaPaid app.

Money transferred to Emma’s bank account
within seconds

Emma’s available balance
instantly updated to € 800
Problems we solve

Cost of living crisis
Makes more workers look for short-term loans while at the same time, their employers retain their pay

Economical injustice
Low-credit-rated employees finance employers creating a large societal gap between employer and employee

Payday frustration
Younger generations are used to instant gratification and flexible solutions

Low employee motivation
Caused due to the time lag between effort and reward causing financial stress for some workers

Struggle to hire & retain talent
War for talent is real and employers need to differentiate their benefits strategy to keep talents onboard

Employee Engagement
InstaPaid help employers connect better with their workforce by providing a better employee experience. Financial flexibility as a benefit is documented to help employee personal wellbeing

Higher Retention
Flexible wage payment has risen as a tool to retain employees, where 78% users of on-demand solutions report that they are motivated to staying with their employer who offers it

Workplace Attractiveness
The increasingly competitive labor market is driving a shift in requirements to employee benefits and 59% indicate that they would position a company attractive if offering flexible payment as benefit

Stress Level
Financial flexibility during cash flow short falls leads to reduction in pressure and improved health and wellbeing. Our solution helps reducing absence and increase productivity
Our Clients






Jessica Cruz
“Scelerisque amet, velit, sed volutpat integer. Laoreet lacus pellentesque mattis sed. Mauris fermentum, at fringilla ultricies sapien est. Dictum placerat feugiat ullamcorper consequat, libero. Nulla venenatis scelerisque lectus odio mi. Risus duis vitae neque senectus.”
Alan Scott
“Convallis in erat placerat congue vitae. Rhoncus, quis ornare varius lectus at massa etiam faucibus. Facilisi orci sed sem mauris. Maecenas cursus parturient lectus magna gravida quis ultricies arcu elit. Lorem et amet consequat, fermentum, eget odio sit tincidunt.
Jessica Cruz
“Scelerisque amet, velit, sed volutpat integer. Laoreet lacus pellentesque mattis sed. Mauris fermentum, at fringilla ultricies sapien est. Dictum placerat feugiat ullamcorper consequat, libero. Nulla venenatis scelerisque lectus odio mi. Risus duis vitae neque senectus.”
Alan Scott
“Convallis in erat placerat congue vitae. Rhoncus, quis ornare varius lectus at massa etiam faucibus. Facilisi orci sed sem mauris. Maecenas cursus parturient lectus magna gravida quis ultricies arcu elit. Lorem et amet consequat, fermentum, eget odio sit tincidunt.
Jessica Cruz
“Scelerisque amet, velit, sed volutpat integer. Laoreet lacus pellentesque mattis sed. Mauris fermentum, at fringilla ultricies sapien est. Dictum placerat feugiat ullamcorper consequat, libero. Nulla venenatis scelerisque lectus odio mi. Risus duis vitae neque senectus.”
Alan Scott
“Convallis in erat placerat congue vitae. Rhoncus, quis ornare varius lectus at massa etiam faucibus. Facilisi orci sed sem mauris. Maecenas cursus parturient lectus magna gravida quis ultricies arcu elit. Lorem et amet consequat, fermentum, eget odio sit tincidunt.
Reguler
$0
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security
Plus
$0.32
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security
Team
$0.65
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security
Reguler
$0
user/year
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security
Plus
$3.33
user/year
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security
Team
$5.55
user/year
- 60-day chat history
- Basic widget customization
- Ticketing system
- Data security